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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,839 | $156,398+71.3% | $147,318+81.8% | $138,895+92.8% |
| Participation rate | 95.7% | 83.8%+11.9pp | 82.1%+13.6pp | 79.9%+15.7pp |
| Annual return | 15.95% | 78.75%-62.8pp | 70.43%-54.5pp | 145.39%-129.4pp |
| Employer contribution / active EE | $2,397 | $4,853-50.6% | $4,593-47.8% | $4,194-42.9% |
| Participant deferral / active EE | $11,534 | $8,237+40.0% | $7,906+45.9% | $6,396+80.3% |
| Admin fee / account holder | $43,839 | $14,976+192.7% | $13,708+219.8% | $12,562+249.0% |