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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,876 | $150,412-59.5% | $120,574-49.5% | $145,884-58.3% |
| Participation rate | 93.8% | 78.8%+15.0pp | 71.9%+21.8pp | 80.3%+13.4pp |
| Annual return | 13.42% | 154.50%-141.1pp | 107.42%-94.0pp | 551.85%-538.4pp |
| Employer contribution / active EE | $4,299 | $4,355-1.3% | $3,471+23.9% | $4,662-7.8% |
| Participant deferral / active EE | $6,348 | $6,175+2.8% | $4,996+27.1% | $6,690-5.1% |
| Admin fee / account holder | $9,600 | $12,224-21.5% | $9,445+1.6% | $13,392-28.3% |