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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,075 | $177,156-23.2% | $147,027-7.4% | $154,746-12.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 73.7%+26.3pp | 80.7%+19.3pp |
| Annual return | 6.41% | 21.94%-15.5pp | 20.23%-13.8pp | 172.34%-165.9pp |
| Employer contribution / active EE | $5,904 | $4,336+36.1% | $3,626+62.8% | $4,379+34.8% |
| Participant deferral / active EE | $11,526 | $5,797+98.8% | $4,933+133.6% | $6,730+71.2% |
| Admin fee / account holder | $70,285 | $14,904+371.6% | $12,223+475.0% | $14,365+389.3% |