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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,302 | $156,398-83.2% | $147,318-82.1% | $138,895-81.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 18.58% | 78.75%-60.2pp | 70.43%-51.8pp | 145.39%-126.8pp |
| Employer contribution / active EE | $6,639 | $4,853+36.8% | $4,593+44.6% | $4,194+58.3% |
| Participant deferral / active EE | $11,328 | $8,237+37.5% | $7,906+43.3% | $6,396+77.1% |
| Admin fee / account holder | $12,711 | $14,976-15.1% | $13,708-7.3% | $12,562+1.2% |