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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,983 | $72,071-93.1% | $68,368-92.7% | $137,256-96.4% |
| Participation rate | 87.5% | 76.2%+11.3pp | 73.8%+13.7pp | 80.0%+7.5pp |
| Annual return | 29.45% | 353.14%-323.7pp | 292.57%-263.1pp | 220.34%-190.9pp |
| Employer contribution / active EE | $2,096 | $2,788-24.8% | $2,649-20.9% | $4,156-49.6% |
| Participant deferral / active EE | $3,329 | $4,410-24.5% | $4,123-19.2% | $6,407-48.0% |
| Admin fee / account holder | $328 | $5,336-93.8% | $5,150-93.6% | $12,270-97.3% |