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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,377 | $196,972-85.6% | $182,262-84.4% | $198,609-85.7% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 21.96% | 158.27%-136.3pp | 140.60%-118.6pp | 202.70%-180.7pp |
| Employer contribution / active EE | $4,216 | $5,364-21.4% | $5,046-16.5% | $5,055-16.6% |
| Participant deferral / active EE | $6,289 | $8,643-27.2% | $8,276-24.0% | $6,977-9.9% |
| Admin fee / account holder | $713 | $18,429-96.1% | $16,712-95.7% | $19,030-96.3% |