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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,781 | $29,733-87.3% | $56,025-93.3% | $80,959-95.3% |
| Participation rate | 92.0% | 41.7%+50.3pp | 52.5%+39.5pp | 67.7%+24.3pp |
| Annual return | 12.26% | 35.28%-23.0pp | 1712.69%-1700.4pp | 35.67%-23.4pp |
| Employer contribution / active EE | $0 | $672-100.0% | $1,042-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,282 | $1,229+4.3% | $1,955-34.4% | $4,300-70.2% |
| Admin fee / account holder | $300 | $2,434-87.7% | $2,828-89.4% | $6,925-95.7% |