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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,618 | $107,666+41.8% | $102,184+49.4% | $154,746-1.4% |
| Participation rate | 83.3% | 83.7%-0.4pp | 82.6%+0.7pp | 80.7%+2.6pp |
| Annual return | 18.15% | 29.33%-11.2pp | 31.58%-13.4pp | 172.34%-154.2pp |
| Employer contribution / active EE | $4,840 | $3,846+25.8% | $3,594+34.7% | $4,379+10.5% |
| Participant deferral / active EE | $8,025 | $8,719-8.0% | $8,309-3.4% | $6,730+19.2% |
| Admin fee / account holder | $1,640 | $12,943-87.3% | $11,609-85.9% | $14,365-88.6% |