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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,132 | $162,529-81.5% | $130,788-77.0% | $154,746-80.5% |
| Participation rate | 83.3% | 75.9%+7.5pp | 70.1%+13.2pp | 80.7%+2.6pp |
| Annual return | 20.47% | 510.48%-490.0pp | 386.44%-366.0pp | 172.34%-151.9pp |
| Employer contribution / active EE | $3,967 | $4,447-10.8% | $3,558+11.5% | $4,379-9.4% |
| Participant deferral / active EE | $4,692 | $4,808-2.4% | $4,137+13.4% | $6,730-30.3% |
| Admin fee / account holder | $737 | $7,669-90.4% | $6,673-89.0% | $14,365-94.9% |