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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,727 | $125,778-96.2% | $114,563-95.9% | $154,746-96.9% |
| Participation rate | 50.0% | 75.2%-25.2pp | 72.9%-22.9pp | 80.7%-30.7pp |
| Annual return | 23.44% | 295.14%-271.7pp | 241.09%-217.7pp | 172.34%-148.9pp |
| Employer contribution / active EE | $1,001 | $2,806-64.3% | $2,592-61.4% | $4,379-77.2% |
| Participant deferral / active EE | $1,001 | $4,445-77.5% | $4,142-75.8% | $6,730-85.1% |
| Admin fee / account holder | $71 | $8,190-99.1% | $7,623-99.1% | $14,365-99.5% |