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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,581 | $147,556-92.8% | $129,031-91.8% | $198,609-94.7% |
| Participation rate | 75.0% | 77.2%-2.2pp | 73.4%+1.6pp | 82.4%-7.4pp |
| Annual return | 17.70% | 37.41%-19.7pp | 34.67%-17.0pp | 202.70%-185.0pp |
| Employer contribution / active EE | $2,687 | $3,645-26.3% | $3,226-16.7% | $5,055-46.8% |
| Participant deferral / active EE | $6,793 | $5,760+17.9% | $5,217+30.2% | $6,977-2.6% |
| Admin fee / account holder | $9,360 | $15,467-39.5% | $13,208-29.1% | $19,030-50.8% |