Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,597 | $138,385-93.8% | $184,243-95.3% | $80,925-89.4% |
| Participation rate | 56.3% | 83.9%-27.6pp | 86.8%-30.6pp | 67.7%-11.4pp |
| Annual return | 12.79% | 20.02%-7.2pp | 28.82%-16.0pp | 35.65%-22.9pp |
| Employer contribution / active EE | $0 | $4,851-100.0% | $6,427-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $1,546 | $7,075-78.1% | $9,132-83.1% | $4,299-64.0% |
| Admin fee / account holder | $1,100 | $10,489-89.5% | $13,914-92.1% | $6,940-84.1% |