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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,543 | $96,731-48.8% | $123,973-60.0% | $86,983-43.0% |
| Participation rate | 28.9% | 70.0%-41.1pp | 76.7%-47.7pp | 69.5%-40.6pp |
| Annual return | 14.10% | 17.33%-3.2pp | 388.13%-374.0pp | 25.83%-11.7pp |
| Employer contribution / active EE | $1,289 | $3,297-60.9% | $4,126-68.8% | $2,584-50.1% |
| Participant deferral / active EE | $2,149 | $4,152-48.2% | $5,247-59.0% | $4,194-48.8% |
| Admin fee / account holder | $5,079 | $8,722-41.8% | $11,799-57.0% | $7,856-35.3% |