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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,060 | $91,710-94.5% | $67,560-92.5% | $77,762-93.5% |
| Participation rate | 81.6% | 76.0%+5.6pp | 72.9%+8.6pp | 70.6%+11.0pp |
| Annual return | 63.23% | 14.88%+48.3pp | 3533.50%-3470.3pp | 31.27%+32.0pp |
| Employer contribution / active EE | $0 | $3,187-100.0% | $2,737-100.0% | $2,728-100.0% |
| Participant deferral / active EE | $1,858 | $3,911-52.5% | $4,004-53.6% | $4,651-60.0% |
| Admin fee / account holder | $198 | $245-19.0% | $3,994-95.0% | $433-54.2% |