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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,292 | $29,319-82.0% | $52,425-89.9% | $82,448-93.6% |
| Participation rate | 58.1% | 46.9%+11.2pp | 55.6%+2.4pp | 68.1%-10.0pp |
| Annual return | 23.06% | 535.20%-512.1pp | 302.12%-279.1pp | 41.64%-18.6pp |
| Employer contribution / active EE | $0 | $586-100.0% | $914-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $1,700 | $1,171+45.1% | $1,790-5.1% | $4,139-58.9% |
| Admin fee / account holder | $30 | $1,962-98.5% | $2,495-98.8% | $7,234-99.6% |