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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,756 | $102,429-70.0% | $147,096-79.1% | $80,925-62.0% |
| Participation rate | 70.4% | 75.9%-5.5pp | 82.2%-11.8pp | 67.7%+2.7pp |
| Annual return | 46.50% | 135.02%-88.5pp | 419.75%-373.3pp | 35.65%+10.8pp |
| Employer contribution / active EE | $2,840 | $3,716-23.6% | $4,936-42.5% | $2,756+3.1% |
| Participant deferral / active EE | $6,777 | $6,649+1.9% | $8,071-16.0% | $4,299+57.7% |
| Admin fee / account holder | $806 | $7,957-89.9% | $13,005-93.8% | $6,940-88.4% |