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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,550 | $70,366-46.6% | $66,674-43.7% | $138,895-73.0% |
| Participation rate | 66.7% | 76.2%-9.5pp | 73.7%-7.0pp | 79.9%-13.3pp |
| Annual return | 16.59% | 386.41%-369.8pp | 321.24%-304.7pp | 145.39%-128.8pp |
| Employer contribution / active EE | $894 | $2,765-67.7% | $2,620-65.9% | $4,194-78.7% |
| Participant deferral / active EE | $10,560 | $4,374+141.4% | $4,084+158.6% | $6,396+65.1% |
| Admin fee / account holder | $119 | $5,262-97.7% | $5,098-97.7% | $12,562-99.1% |