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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,880 | $88,778-82.1% | $81,844-80.6% | $145,884-89.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 10.66% | 1033.03%-1022.4pp | 778.87%-768.2pp | 551.85%-541.2pp |
| Employer contribution / active EE | $2,037 | $3,087-34.0% | $2,916-30.1% | $4,662-56.3% |
| Participant deferral / active EE | $2,504 | $4,648-46.1% | $4,323-42.1% | $6,690-62.6% |
| Admin fee / account holder | $806 | $8,430-90.4% | $7,355-89.0% | $13,392-94.0% |