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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,386 | $102,429-45.9% | $147,096-62.3% | $80,925-31.6% |
| Participation rate | 71.9% | 75.9%-4.0pp | 82.2%-10.3pp | 67.7%+4.2pp |
| Annual return | 21.87% | 135.02%-113.2pp | 419.75%-397.9pp | 35.65%-13.8pp |
| Employer contribution / active EE | $4,350 | $3,716+17.1% | $4,936-11.9% | $2,756+57.8% |
| Participant deferral / active EE | $8,318 | $6,649+25.1% | $8,071+3.1% | $4,299+93.5% |
| Admin fee / account holder | $5,182 | $7,957-34.9% | $13,005-60.2% | $6,940-25.3% |