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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,117 | $154,228-55.8% | $145,433-53.2% | $137,256-50.4% |
| Participation rate | 87.5% | 83.8%+3.7pp | 82.1%+5.4pp | 80.0%+7.5pp |
| Annual return | 16.88% | 74.59%-57.7pp | 66.58%-49.7pp | 220.34%-203.5pp |
| Employer contribution / active EE | $7,377 | $4,804+53.6% | $4,554+62.0% | $4,156+77.5% |
| Participant deferral / active EE | $15,344 | $8,216+86.7% | $7,897+94.3% | $6,407+139.5% |
| Admin fee / account holder | $24,982 | $14,344+74.2% | $13,129+90.3% | $12,270+103.6% |