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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,365 | $102,609-47.0% | $98,090-44.6% | $138,895-60.9% |
| Participation rate | 20.0% | 82.8%-62.8pp | 81.5%-61.5pp | 79.9%-59.9pp |
| Annual return | 24.13% | 36.44%-12.3pp | 37.05%-12.9pp | 145.39%-121.3pp |
| Employer contribution / active EE | $945 | $3,867-75.6% | $3,606-73.8% | $4,194-77.5% |
| Participant deferral / active EE | $3,245 | $8,167-60.3% | $7,845-58.6% | $6,396-49.3% |
| Admin fee / account holder | $0 | $11,434-100.0% | $11,815-100.0% | $12,562-100.0% |