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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,778 | $76,519-27.1% | $56,025-0.4% | $145,897-61.8% |
| Participation rate | 35.3% | 63.2%-27.9pp | 52.5%-17.2pp | 80.3%-45.0pp |
| Annual return | 26.19% | 3017.03%-2990.8pp | 1712.69%-1686.5pp | 552.29%-526.1pp |
| Employer contribution / active EE | $792 | $1,383-42.7% | $1,042-23.9% | $4,663-83.0% |
| Participant deferral / active EE | $2,887 | $2,624+10.0% | $1,955+47.7% | $6,689-56.8% |
| Admin fee / account holder | $960 | $3,331-71.2% | $2,828-66.0% | $13,390-92.8% |