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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,437 | $88,778-90.5% | $81,844-89.7% | $145,884-94.2% |
| Participation rate | 87.5% | 75.1%+12.4pp | 72.4%+15.1pp | 80.3%+7.2pp |
| Annual return | 8.73% | 1033.03%-1024.3pp | 778.87%-770.1pp | 551.85%-543.1pp |
| Employer contribution / active EE | $1,811 | $3,087-41.3% | $2,916-37.9% | $4,662-61.2% |
| Participant deferral / active EE | $2,565 | $4,648-44.8% | $4,323-40.7% | $6,690-61.7% |
| Admin fee / account holder | $514 | $8,430-93.9% | $7,355-93.0% | $13,392-96.2% |