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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,163 | $110,039-58.0% | $97,260-52.5% | $145,884-68.4% |
| Participation rate | 50.0% | 75.9%-25.9pp | 72.7%-22.7pp | 80.3%-30.3pp |
| Annual return | 11.68% | 244.44%-232.8pp | 75.54%-63.9pp | 551.85%-540.2pp |
| Employer contribution / active EE | $736 | $3,074-76.1% | $2,721-73.0% | $4,662-84.2% |
| Participant deferral / active EE | $5,345 | $4,674+14.4% | $4,262+25.4% | $6,690-20.1% |
| Admin fee / account holder | $175 | $6,204-97.2% | $5,640-96.9% | $13,392-98.7% |