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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,910 | $29,319-93.5% | $52,425-96.4% | $82,448-97.7% |
| Participation rate | 51.9% | 46.9%+5.0pp | 55.6%-3.8pp | 68.1%-16.2pp |
| Annual return | 22.28% | 535.20%-512.9pp | 302.12%-279.8pp | 41.64%-19.4pp |
| Employer contribution / active EE | $0 | $586-100.0% | $914-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $383 | $1,171-67.3% | $1,790-78.6% | $4,139-90.8% |
| Admin fee / account holder | $86 | $1,962-95.6% | $2,495-96.5% | $7,234-98.8% |