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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,371 | $76,519-98.2% | $56,025-97.6% | $145,897-99.1% |
| Participation rate | 56.5% | 63.2%-6.7pp | 52.5%+4.0pp | 80.3%-23.8pp |
| Annual return | 13.92% | 3017.03%-3003.1pp | 1712.69%-1698.8pp | 552.29%-538.4pp |
| Employer contribution / active EE | $0 | $1,383-100.0% | $1,042-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $403 | $2,624-84.7% | $1,955-79.4% | $6,689-94.0% |
| Admin fee / account holder | $18 | $3,331-99.5% | $2,828-99.4% | $13,390-99.9% |