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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,658 | $183,516-79.5% | $155,534-75.8% | $145,884-74.2% |
| Participation rate | 44.4% | 82.7%-38.3pp | 78.2%-33.8pp | 80.3%-35.9pp |
| Annual return | 13.52% | 61.43%-47.9pp | 64.92%-51.4pp | 551.85%-538.3pp |
| Employer contribution / active EE | $1,462 | $5,315-72.5% | $4,675-68.7% | $4,662-68.6% |
| Participant deferral / active EE | $3,662 | $6,467-43.4% | $5,630-35.0% | $6,690-45.3% |
| Admin fee / account holder | $899 | $19,293-95.3% | $15,900-94.3% | $13,392-93.3% |