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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,272 | $106,524-28.4% | $152,301-49.9% | $87,485-12.8% |
| Participation rate | 67.9% | 75.8%-7.9pp | 82.4%-14.6pp | 68.9%-1.1pp |
| Annual return | 34.38% | 26.89%+7.5pp | 80.50%-46.1pp | 26.06%+8.3pp |
| Employer contribution / active EE | $2,021 | $3,371-40.0% | $4,624-56.3% | $2,596-22.2% |
| Participant deferral / active EE | $8,975 | $6,525+37.5% | $8,004+12.1% | $4,274+110.0% |
| Admin fee / account holder | $247 | $8,287-97.0% | $14,398-98.3% | $7,775-96.8% |