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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,963 | $138,895-72.7% | $87,989-56.9% | $138,895-72.7% |
| Participation rate | 36.4% | 79.9%-43.6pp | 63.6%-27.2pp | 79.9%-43.6pp |
| Annual return | 18.96% | 145.39%-126.4pp | 15.56%+3.4pp | 145.39%-126.4pp |
| Employer contribution / active EE | $1,215 | $4,194-71.0% | $3,527-65.5% | $4,194-71.0% |
| Participant deferral / active EE | $3,219 | $6,396-49.7% | $6,172-47.8% | $6,396-49.7% |
| Admin fee / account holder | $3,517 | $12,562-72.0% | $3,281+7.2% | $12,562-72.0% |