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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,963 | $155,188-75.5% | $24,257+56.5% | $155,188-75.5% |
| Participation rate | 36.4% | 80.8%-44.4pp | 56.0%-19.6pp | 80.8%-44.4pp |
| Annual return | 18.96% | 148.84%-129.9pp | 16.77%+2.2pp | 148.84%-129.9pp |
| Employer contribution / active EE | $1,215 | $4,248-71.4% | $1,167+4.1% | $4,248-71.4% |
| Participant deferral / active EE | $3,219 | $6,531-50.7% | $3,407-5.5% | $6,531-50.7% |
| Admin fee / account holder | $3,517 | $14,480-75.7% | $3,641-3.4% | $14,480-75.7% |