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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,836 | $110,410-73.9% | $102,437-71.8% | $145,897-80.2% |
| Participation rate | 55.6% | 77.9%-22.4pp | 74.5%-19.0pp | 80.3%-24.8pp |
| Annual return | 15.39% | 24.85%-9.5pp | 24.95%-9.6pp | 552.29%-536.9pp |
| Employer contribution / active EE | $2,067 | $4,217-51.0% | $3,871-46.6% | $4,663-55.7% |
| Participant deferral / active EE | $2,932 | $5,622-47.8% | $5,060-42.0% | $6,689-56.2% |
| Admin fee / account holder | $94 | $9,745-99.0% | $8,388-98.9% | $13,390-99.3% |