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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,790 | $185,312-75.3% | $161,489-71.6% | $154,746-70.4% |
| Participation rate | 87.5% | 82.5%+5.0pp | 78.7%+8.8pp | 80.7%+6.8pp |
| Annual return | 17.81% | 103.84%-86.0pp | 89.72%-71.9pp | 172.34%-154.5pp |
| Employer contribution / active EE | $924 | $4,769-80.6% | $4,268-78.4% | $4,379-78.9% |
| Participant deferral / active EE | $3,781 | $6,350-40.4% | $5,630-32.8% | $6,730-43.8% |
| Admin fee / account holder | $14,148 | $18,654-24.2% | $16,006-11.6% | $14,365-1.5% |