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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,575 | $67,823-28.4% | $52,425-7.3% | $137,256-64.6% |
| Participation rate | 20.0% | 63.9%-43.9pp | 55.6%-35.6pp | 80.0%-60.0pp |
| Annual return | 24.65% | 219.11%-194.5pp | 302.12%-277.5pp | 220.34%-195.7pp |
| Employer contribution / active EE | $816 | $1,163-29.8% | $914-10.7% | $4,156-80.4% |
| Participant deferral / active EE | $2,194 | $2,288-4.1% | $1,790+22.5% | $6,407-65.8% |
| Admin fee / account holder | $161 | $2,844-94.3% | $2,495-93.5% | $12,270-98.7% |