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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,566 | $154,228-84.1% | $145,433-83.1% | $137,256-82.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 20.90% | 74.59%-53.7pp | 66.58%-45.7pp | 220.34%-199.4pp |
| Employer contribution / active EE | $3,432 | $4,804-28.6% | $4,554-24.6% | $4,156-17.4% |
| Participant deferral / active EE | $6,930 | $8,216-15.7% | $7,897-12.2% | $6,407+8.2% |
| Admin fee / account holder | $1,585 | $14,344-88.9% | $13,129-87.9% | $12,270-87.1% |