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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,355 | $129,737-67.4% | $119,126-64.4% | $154,746-72.6% |
| Participation rate | 31.8% | 78.9%-47.0pp | 75.8%-43.9pp | 80.7%-48.9pp |
| Annual return | 22.10% | 379.08%-357.0pp | 282.11%-260.0pp | 172.34%-150.2pp |
| Employer contribution / active EE | $1,617 | $4,375-63.0% | $4,034-59.9% | $4,379-63.1% |
| Participant deferral / active EE | $2,661 | $5,842-54.5% | $5,318-50.0% | $6,730-60.5% |
| Admin fee / account holder | $2,085 | $11,961-82.6% | $10,693-80.5% | $14,365-85.5% |