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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,355 | $134,817-68.6% | $123,973-65.8% | $155,188-72.7% |
| Participation rate | 31.8% | 79.4%-47.6pp | 76.7%-44.8pp | 80.8%-49.0pp |
| Annual return | 22.10% | 515.49%-493.4pp | 388.13%-366.0pp | 148.84%-126.7pp |
| Employer contribution / active EE | $1,617 | $4,425-63.5% | $4,126-60.8% | $4,248-61.9% |
| Participant deferral / active EE | $2,661 | $5,706-53.4% | $5,247-49.3% | $6,531-59.3% |
| Admin fee / account holder | $2,085 | $13,245-84.3% | $11,799-82.3% | $14,480-85.6% |