Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,989 | $86,940-78.2% | $102,434-81.5% | $80,935-76.5% |
| Participation rate | 68.6% | 72.4%-3.8pp | 76.5%-7.9pp | 67.7%+1.0pp |
| Annual return | 17.34% | 18.89%-1.5pp | 29.46%-12.1pp | 35.66%-18.3pp |
| Employer contribution / active EE | $1,258 | $2,370-46.9% | $3,023-58.4% | $2,757-54.4% |
| Participant deferral / active EE | $3,172 | $4,121-23.0% | $5,055-37.3% | $4,299-26.2% |
| Admin fee / account holder | $1,383 | $8,047-82.8% | $9,462-85.4% | $6,924-80.0% |