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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,129 | $160,028-77.4% | $147,080-75.4% | $145,884-75.2% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 14.40% | 98.60%-84.2pp | 420.17%-405.8pp | 551.85%-537.4pp |
| Employer contribution / active EE | $6,784 | $5,286+28.3% | $4,933+37.5% | $4,662+45.5% |
| Participant deferral / active EE | $6,043 | $8,422-28.2% | $8,066-25.1% | $6,690-9.7% |
| Admin fee / account holder | $342 | $15,030-97.7% | $12,989-97.4% | $13,392-97.4% |