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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,160 | $181,062-20.4% | $158,223-8.9% | $155,188-7.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 19.13% | 57.39%-38.3pp | 52.09%-33.0pp | 148.84%-129.7pp |
| Employer contribution / active EE | $15,645 | $4,565+242.7% | $4,109+280.8% | $4,248+268.3% |
| Participant deferral / active EE | $7,663 | $6,134+24.9% | $5,467+40.2% | $6,531+17.3% |
| Admin fee / account holder | $467 | $18,825-97.5% | $16,047-97.1% | $14,480-96.8% |