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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,537 | $89,259+57.4% | $107,187+31.1% | $82,637+70.1% |
| Participation rate | 69.2% | 67.9%+1.3pp | 75.0%-5.8pp | 68.1%+1.2pp |
| Annual return | 15.06% | 21.02%-6.0pp | 204.55%-189.5pp | 53.51%-38.4pp |
| Employer contribution / active EE | $3,983 | $3,080+29.3% | $3,782+5.3% | $2,552+56.1% |
| Participant deferral / active EE | $13,307 | $4,037+229.6% | $5,096+161.1% | $4,126+222.5% |
| Admin fee / account holder | $12,344 | $7,381+67.2% | $9,162+34.7% | $7,339+68.2% |