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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,537 | $96,731+45.3% | $123,973+13.4% | $86,983+61.6% |
| Participation rate | 69.2% | 70.0%-0.8pp | 76.7%-7.4pp | 69.5%-0.3pp |
| Annual return | 15.06% | 17.33%-2.3pp | 388.13%-373.1pp | 25.83%-10.8pp |
| Employer contribution / active EE | $3,983 | $3,297+20.8% | $4,126-3.5% | $2,584+54.1% |
| Participant deferral / active EE | $13,307 | $4,152+220.5% | $5,247+153.6% | $4,194+217.3% |
| Admin fee / account holder | $12,344 | $8,722+41.5% | $11,799+4.6% | $7,856+57.1% |