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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,944 | $64,920+32.4% | $103,693-17.1% | $86,983-1.2% |
| Participation rate | 100.0% | 63.6%+36.4pp | 72.6%+27.4pp | 69.5%+30.5pp |
| Annual return | 22.81% | 30.29%-7.5pp | 47.61%-24.8pp | 25.83%-3.0pp |
| Employer contribution / active EE | $9,216 | $2,141+330.4% | $2,920+215.6% | $2,584+256.6% |
| Participant deferral / active EE | $17,849 | $3,241+450.7% | $4,579+289.8% | $4,194+325.6% |
| Admin fee / account holder | $1,513 | $6,191-75.6% | $7,858-80.7% | $7,856-80.7% |