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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,944 | $49,976+72.0% | $66,674+28.9% | $82,637+4.0% |
| Participation rate | 100.0% | 63.1%+36.9pp | 73.7%+26.3pp | 68.1%+31.9pp |
| Annual return | 22.81% | 39.09%-16.3pp | 321.24%-298.4pp | 53.51%-30.7pp |
| Employer contribution / active EE | $9,216 | $1,988+363.5% | $2,620+251.7% | $2,552+261.1% |
| Participant deferral / active EE | $17,849 | $2,847+527.0% | $4,084+337.0% | $4,126+332.6% |
| Admin fee / account holder | $1,513 | $4,594-67.1% | $5,098-70.3% | $7,339-79.4% |