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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,521 | $57,590-52.2% | $86,233-68.1% | $82,448-66.6% |
| Participation rate | 73.1% | 57.9%+15.2pp | 69.0%+4.1pp | 68.1%+5.0pp |
| Annual return | 15.73% | 22.41%-6.7pp | 61.39%-45.7pp | 41.64%-25.9pp |
| Employer contribution / active EE | $0 | $1,655-100.0% | $2,504-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $4,180 | $3,080+35.7% | $4,559-8.3% | $4,139+1.0% |
| Admin fee / account holder | $2,057 | $4,730-56.5% | $8,342-75.3% | $7,234-71.6% |