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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,521 | $60,442-54.5% | $96,754-71.6% | $87,485-68.5% |
| Participation rate | 73.1% | 58.7%+14.4pp | 70.3%+2.8pp | 68.9%+4.1pp |
| Annual return | 15.73% | 21.97%-6.2pp | 82.04%-66.3pp | 26.06%-10.3pp |
| Employer contribution / active EE | $0 | $1,691-100.0% | $2,679-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $4,180 | $3,280+27.5% | $4,758-12.1% | $4,274-2.2% |
| Admin fee / account holder | $2,057 | $5,069-59.4% | $8,905-76.9% | $7,775-73.5% |