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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,521 | $63,949-57.0% | $129,031-78.7% | $94,015-70.7% |
| Participation rate | 73.1% | 63.4%+9.6pp | 73.4%-0.3pp | 70.8%+2.3pp |
| Annual return | 15.73% | 17.56%-1.8pp | 34.67%-18.9pp | 17.84%-2.1pp |
| Employer contribution / active EE | $0 | $1,865-100.0% | $3,226-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $4,180 | $3,686+13.4% | $5,217-19.9% | $4,249-1.6% |
| Admin fee / account holder | $2,057 | $5,523-62.8% | $13,208-84.4% | $8,951-77.0% |