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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,907 | $114,119-30.0% | $107,187-25.5% | $138,895-42.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 60.45% | 273.21%-212.8pp | 204.55%-144.1pp | 145.39%-84.9pp |
| Employer contribution / active EE | $2,760 | $4,059-32.0% | $3,782-27.0% | $4,194-34.2% |
| Participant deferral / active EE | $10,994 | $5,538+98.5% | $5,096+115.7% | $6,396+71.9% |
| Admin fee / account holder | $425 | $10,024-95.8% | $9,162-95.4% | $12,562-96.6% |