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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,687 | $88,778-40.7% | $81,844-35.6% | $145,884-63.9% |
| Participation rate | 27.3% | 75.1%-47.8pp | 72.4%-45.1pp | 80.3%-53.0pp |
| Annual return | 19.25% | 1033.03%-1013.8pp | 778.87%-759.6pp | 551.85%-532.6pp |
| Employer contribution / active EE | $1,039 | $3,087-66.3% | $2,916-64.4% | $4,662-77.7% |
| Participant deferral / active EE | $3,788 | $4,648-18.5% | $4,323-12.4% | $6,690-43.4% |
| Admin fee / account holder | $212 | $8,430-97.5% | $7,355-97.1% | $13,392-98.4% |