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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,575 | $70,366-29.5% | $66,674-25.6% | $138,895-64.3% |
| Participation rate | 54.5% | 76.2%-21.6pp | 73.7%-19.1pp | 79.9%-25.4pp |
| Annual return | 21.19% | 386.41%-365.2pp | 321.24%-300.1pp | 145.39%-124.2pp |
| Employer contribution / active EE | $1,872 | $2,765-32.3% | $2,620-28.5% | $4,194-55.4% |
| Participant deferral / active EE | $5,809 | $4,374+32.8% | $4,084+42.2% | $6,396-9.2% |
| Admin fee / account holder | $191 | $5,262-96.4% | $5,098-96.3% | $12,562-98.5% |