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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,926 | $77,460-26.5% | $100,378-43.3% | $80,925-29.7% |
| Participation rate | 90.9% | 76.9%+14.0pp | 81.5%+9.4pp | 67.7%+23.3pp |
| Annual return | 10.68% | 37.24%-26.6pp | 49.41%-38.7pp | 35.65%-25.0pp |
| Employer contribution / active EE | $10,744 | $2,801+283.6% | $3,942+172.6% | $2,756+289.8% |
| Participant deferral / active EE | $14,537 | $6,818+113.2% | $8,087+79.7% | $4,299+238.2% |
| Admin fee / account holder | $7,527 | $5,887+27.9% | $7,899-4.7% | $6,940+8.5% |