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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,926 | $77,472-26.5% | $100,392-43.3% | $80,935-29.7% |
| Participation rate | 90.9% | 76.9%+14.0pp | 81.5%+9.4pp | 67.7%+23.2pp |
| Annual return | 10.68% | 37.26%-26.6pp | 49.45%-38.8pp | 35.66%-25.0pp |
| Employer contribution / active EE | $10,744 | $2,800+283.7% | $3,941+172.6% | $2,757+289.8% |
| Participant deferral / active EE | $14,537 | $6,818+113.2% | $8,090+79.7% | $4,299+238.1% |
| Admin fee / account holder | $7,527 | $5,885+27.9% | $7,904-4.8% | $6,924+8.7% |