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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,087 | $88,778-17.7% | $81,844-10.7% | $145,884-49.9% |
| Participation rate | 50.0% | 75.1%-25.1pp | 72.4%-22.4pp | 80.3%-30.3pp |
| Annual return | 23.78% | 1033.03%-1009.3pp | 778.87%-755.1pp | 551.85%-528.1pp |
| Employer contribution / active EE | $1,807 | $3,087-41.5% | $2,916-38.0% | $4,662-61.2% |
| Participant deferral / active EE | $5,540 | $4,648+19.2% | $4,323+28.1% | $6,690-17.2% |
| Admin fee / account holder | $5,441 | $8,430-35.5% | $7,355-26.0% | $13,392-59.4% |