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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,902 | $155,555-51.2% | $146,866-48.3% | $155,188-51.1% |
| Participation rate | 70.0% | 84.0%-14.0pp | 82.5%-12.5pp | 80.8%-10.8pp |
| Annual return | 19.69% | 115.41%-95.7pp | 102.85%-83.2pp | 148.84%-129.2pp |
| Employer contribution / active EE | $3,804 | $4,647-18.1% | $4,425-14.0% | $4,248-10.4% |
| Participant deferral / active EE | $6,197 | $8,044-23.0% | $7,759-20.1% | $6,531-5.1% |
| Admin fee / account holder | $2,467 | $14,755-83.3% | $13,620-81.9% | $14,480-83.0% |