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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,692 | $76,519-97.8% | $56,025-97.0% | $145,897-98.8% |
| Participation rate | 71.4% | 63.2%+8.2pp | 52.5%+18.9pp | 80.3%-8.9pp |
| Annual return | 9.45% | 3017.03%-3007.6pp | 1712.69%-1703.2pp | 552.29%-542.8pp |
| Employer contribution / active EE | $0 | $1,383-100.0% | $1,042-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $787 | $2,624-70.0% | $1,955-59.7% | $6,689-88.2% |
| Admin fee / account holder | $557 | $3,331-83.3% | $2,828-80.3% | $13,390-95.8% |