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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,667 | $181,062-93.0% | $158,223-92.0% | $155,188-91.8% |
| Participation rate | 75.0% | 82.7%-7.7pp | 79.2%-4.2pp | 80.8%-5.8pp |
| Annual return | 12.32% | 57.39%-45.1pp | 52.09%-39.8pp | 148.84%-136.5pp |
| Employer contribution / active EE | $2,919 | $4,565-36.1% | $4,109-29.0% | $4,248-31.3% |
| Participant deferral / active EE | $3,355 | $6,134-45.3% | $5,467-38.6% | $6,531-48.6% |
| Admin fee / account holder | $15,528 | $18,825-17.5% | $16,047-3.2% | $14,480+7.2% |