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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,435 | $111,535-19.8% | $105,223-15.0% | $137,256-34.8% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 80.0%-13.3pp |
| Annual return | 20.49% | 237.85%-217.4pp | 180.65%-160.2pp | 220.34%-199.8pp |
| Employer contribution / active EE | $2,388 | $3,939-39.4% | $3,689-35.2% | $4,156-42.5% |
| Participant deferral / active EE | $5,246 | $5,500-4.6% | $5,072+3.4% | $6,407-18.1% |
| Admin fee / account holder | $88 | $9,721-99.1% | $8,859-99.0% | $12,270-99.3% |