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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,841 | $117,895-86.6% | $102,460-84.5% | $145,897-89.1% |
| Participation rate | 80.0% | 78.6%+1.4pp | 76.5%+3.5pp | 80.3%-0.3pp |
| Annual return | 45.26% | 31.92%+13.3pp | 29.47%+15.8pp | 552.29%-507.0pp |
| Employer contribution / active EE | $7,209 | $3,619+99.2% | $3,025+138.3% | $4,663+54.6% |
| Participant deferral / active EE | $5,647 | $5,736-1.5% | $5,056+11.7% | $6,689-15.6% |
| Admin fee / account holder | $7,879 | $13,353-41.0% | $9,460-16.7% | $13,390-41.2% |