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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,753 | $95,404-66.7% | $113,397-72.0% | $82,637-61.6% |
| Participation rate | 91.2% | 72.8%+18.4pp | 76.5%+14.7pp | 68.1%+23.1pp |
| Annual return | 17.06% | 19.08%-2.0pp | 23.20%-6.1pp | 53.51%-36.4pp |
| Employer contribution / active EE | $3,161 | $2,307+37.0% | $2,977+6.2% | $2,552+23.9% |
| Participant deferral / active EE | $4,264 | $4,220+1.1% | $5,076-16.0% | $4,126+3.3% |
| Admin fee / account holder | $6,587 | $9,168-28.2% | $11,957-44.9% | $7,339-10.2% |