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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,532 | $185,312-73.3% | $161,489-69.3% | $154,746-68.0% |
| Participation rate | 83.3% | 82.5%+0.9pp | 78.7%+4.6pp | 80.7%+2.6pp |
| Annual return | 3.64% | 103.84%-100.2pp | 89.72%-86.1pp | 172.34%-168.7pp |
| Employer contribution / active EE | $0 | $4,769-100.0% | $4,268-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $16,500 | $6,350+159.9% | $5,630+193.1% | $6,730+145.2% |
| Admin fee / account holder | $5,191 | $18,654-72.2% | $16,006-67.6% | $14,365-63.9% |