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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,508 | $108,882-7.7% | $96,754+3.9% | $154,746-35.0% |
| Participation rate | 50.0% | 75.1%-25.1pp | 70.3%-20.3pp | 80.7%-30.7pp |
| Annual return | 20.03% | 98.39%-78.4pp | 82.04%-62.0pp | 172.34%-152.3pp |
| Employer contribution / active EE | $3,130 | $3,018+3.7% | $2,679+16.8% | $4,379-28.5% |
| Participant deferral / active EE | $7,375 | $5,323+38.6% | $4,758+55.0% | $6,730+9.6% |
| Admin fee / account holder | $703 | $10,200-93.1% | $8,905-92.1% | $14,365-95.1% |